Writer Information's BPS team gives a complete and thorough credit underwriting service for multiple lending institutions.

Credit appraisal or Underwriting in a Bank, Financial Services or an Insurance company is a risk assessment process of appraising the creditworthiness of someone applying for a loan or an insurance policy. To assess the credibility of the borrower, his sources of income, age, experience, number of dependents, repayment capacity, past and existing loans/policies, health, nature of employment and other assets are taken into account.

We at Writer Information supports credit assessment and Underwriting activities within BFSI by providing “End to End Life Cycle Management”. This means from the first-mile pickup, processing and to last-mile storage we are a “One Stop Shop” for the customers and this gives us a competitive advantage. This services that form the part of end to end journey includes:

  • Customer On boarding – Digital or Physical
  • KYC validation and Verification
  • Data Processing
  • CAM preparation (Credit Appraisal) and Case Preparation (Insurance)
    • KYC Verification
    • Financial Analysis and Plotting
    • Health Investigation (Insurance)
    • Recommendation of Decision
  • Tele Verification or Tele Underwriting
  • Field Investigation – Demographics, Employer and Social
  • Post Sanction Document Collection – Agreements, NACH
  • Non Discrepancy Check – Post Sanction Scrutiny
  • Disbursement
  • Storage – Physical or Digital (Cloud)

Operational benefits

Our Value Differentiators

  • Get technology-led domain expertise across multiple verticals

  • Gain from specialised transition management skills and solutions

  • Benefit from the only E2E data governance solution provider in India

  • Avail of a scalable value-chain with onboarding, servicing, and deboarding

  • Take advantage of best-in-class delivery capabilities across India, Middle East and Africa

  • Profit from process re-engineering emphasis on customer delight, risk reduction, and optimal servicing cost


BPM automation for digital transformation

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